if you have less than 500 in your checking account, you’re a loser

*read this entry and you’ll have good luck for the rest of your days.
imagine having that much money in your checking?
gadzooks.
for many of us,
we don’t have the luxury of having that kind of money.
folks on ig make it look so easy tho.
the insta-gays are in the most fly shit,
stay at all the parties,
and look rested and relaxed.
their muscles look like they’re insured for millions.
the rest of us are one emergency away from doom.
all of us can’t be on the flex.
i saw an interesting tweet that i wanted to share with the foxhole…

she is getting dragged for her comments.
rightfully so.
many americans are living paycheck to paycheck.
it’s not by choice.
i have 345 in my bank account.
between bills and other necessities,
this struggling creative is on “e” at the moment.
thank God i have no kids,
an animal to take care of,
or “sallie mae” in debt.
until i get paid in a few days,
it’s a heavy “put the debit card in the oven“.


foxhole,
it’s tough out here.
this current trump forest ain’t no joke.
shit is so expensive now.
unless we get that raise we been begging for
a better job,.
or that baller wolf wants to sponsor,
it’s eat or be eaten by debt.
i’m with you as we climb this mountain to a better life.
the jackals love to brag and judge while flexing on social media.
you’ll see them coming tf down as you’re going up.

Author: jamari fox

the fox invited to the blogging table.

7 thoughts on “if you have less than 500 in your checking account, you’re a loser

  1. Yesterday I cut up a credit card…. I plan to pay it off by end of summer. Banks are taking more out of your bank account in fees than they are putting in in interest. People are making 2000/month and rent is 1200. Not everyone can stash away. My truth…. I have been foolish with money. I am dreading the day I have to retire and live on 2500/month… it is not cheap where I live.

  2. Im sorry I agree with her.. You have to have a considerable amount stashed away in cases of emergencies. I live paycheck to paycheck have rent, utilities, paying back my student loans etc. I keep $1,000 in my savings and right now its $604 in my checkings. I get paid every week and use that for my bills and misc. things I need throughout the week, but I try my hardest to spend wisely to avoid touching that &1,000. Its all about budgeting and knowing your needs vs. your wants. Adulting is hard asf but we have to pull ourselves up by our boot scraps and make sacrifices. We can’t blame Trump for everything.

  3. I’m on the fence about this. First of all, no one can tell you what to do with or how much money you need to have. Her comment was rude and judgemental. As long as you are grinding and taking care of yourself, it’s all that matters.

    Two: People will never learn in this world. They put so much value in material things. Having a nice this and that when at the end of the day, none of that shit matters.

    One of my old friend makes a lot of money and can buy a lot of shit but he looks so worn from having to bust his ass. He’s already going bald and probably gonna have gray hair soon too.

    Saving money is not an option for everyone, all the time.

  4. Everybody gotta feel better than somebody. SMH. I wonder what her living situation is like. Does she fit her own bills or is she living with mommy and daddy still? Its easy to be judgemental like this when you not really paying bills. But I am going to cover her in her ignorance though because she sounds like a young girl. Probably just between the ages of 18- 22. I say those ages because i thought like that back then. But man was I humbled when I moved out and had to pay my own shit.

  5. While money isn’t everything, it sure as hell can act as a good antidepressant 🙂
    Financial anxiety is something I went through during my 20s and I never enjoyed that feeling even when things were seemingly okay. I always feared “what can go wrong?” And who would be there to rescue me? Nowadays, my money serves as my protector and my therapist lol. When people let me down I go buy something new to pick me up 🙂

  6. I would love to know the full context of the conversation. No disrespect to anyone commenting but a lot of people are just throwing out arbitrary numbers and talking about feelings and spirituality instead of talking about the actual data that exist on this subject. At the end of the day I guess something is better than nothing but what is $500, $1,000, or even $1,500. According to recent reports the median rent in the U.S. is $1,500 ( the median monthly mortgage for a house in the U.S is about $1,030) and its been suggested by financial advisors including people like Suze Orman that you should have a 6 month emergency fund so in simple terms that’s $9,000 and that’s not including living expense. I don’t know many people who have $10,000 in an emergency/ rainy day fund especially if they are 35 and under.
    The fact of the matter is that it cost money to live a stable American life. You have rental/ mortgage, homeowners/renter’s insurance, health insurance, life insurance, a car/car note, auto insurance etc. its hard out here for millennials; there is a reality that our parent generation has failed and lied to us and we need to come to terms

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